Business Valuation Blog

Traditional Meets Data-Driven: The Modern Business Broker’s Guide to Valuations

As a business broker, you've spent years honing your craft—developing a keen understanding of your market, building client relationships, and closing deals that help businesses change hands smoothly. It's no secret that in your field, experience matters. However, the marketplace is evolving, and ...Read More

Driving Success: Industry Benchmarks for FedEx Routes

Industry benchmarks serve as a critical starting point when evaluating the financial and operational performance of a company. High performance often correlates with a higher valuation, making these benchmarks essential. GCF Valuation is a full-service business valuation firm dedicated to privat...Read More

Equipment Appraisal: Understanding the Process

The Process of Equipment Appraisal and Its Importance in Asset Valuation Equipment appraisal is a critical component of asset valuation, providing an objective assessment of the value of machinery and equipment. This process is essential for various purposes such as financing, insurance, sale, a...Read More

Industry Benchmarks for Limited-Service Restaurants

Industry benchmarks serve as a critical starting point when evaluating the financial and operational performance of a company. High performance often correlates with a higher valuation, making these benchmarks essential. GCF Valuation is a full-service business valuation firm dedicated to privat...Read More

Comparing Apples to Oranges: Industry-Specific Insights for Accurate Business Valuation

In the world of small business, every business is unique because every small business owner is unique. As a result, making the assumption that businesses operating within the same industry are going to be valued the same is an improper one.  When looking at the various industry sectors (con...Read More

Understanding the Impact of Franchisor-Required Remodels on Business Valuation

What Should Not Be Overlooked When Valuing a Franchise Bottom line, the first thing you should ask in dealing with a franchise acquisition is, “What are franchisor-required remodels, and how much will be required?” It cannot be overlooked. Here are the valuation approaches that could be impa...Read More

Maximizing Success in M&A Transactions: The Power of Independent Business Valuations

In the fast-paced world of mergers and acquisitions (M&A), success hinges on informed decision-making and strategic negotiation. An integral component of this process is independent business valuations—an invaluable tool for M&A advisors seeking to guide their clients through complex tran...Read More

Gift Card Liability When Valuing a Business

Recently, a lender (who now has become a client) came to us looking for a second opinion on a valuation of a Massage Envy Franchise. Their appraiser came back with a negative value conclusion which centered around deferred gift card liabilities transferring with the sale. We took a step-by-step rev...Read More

The Great Debate: Business Valuations With Or Without Inventory

Steve Mize, ASA July 21, 2023 In small business transactions, purchase agreements can be written any number of ways. For those businesses that are dependent on inventory to generate revenue and cash flow, you’ll typically see the purchase agreements structured where the Price includ...Read More

What is Business Valuation? Why & When You Need One

Steve Mize, ASA Business Valuations are critical for sale, transition, and business planning. If you're in one of these dynamic time periods in your own business, you may be left with the question, "What is business valuation?" Put plainly, a business valuation is the value that has been deter...Read More

Franchise Value: Post-COVID

One year later . . .and the small business acquisition market has changed significantly. COVID has impacted most businesses, positively or negatively. As a valuation firm, we are constantly being asked how COVID has impacted business values. Our response is not so simple, but let me try to ex...Read More

Valuation of a Personal Service Franchise in Today’s Market

Last year we wrote an article on how to value a “personal service” franchise. In the original article we discussed some of the concerns. One being a continued decline in revenue trends for this industry, due to competition and overall saturation in the market. Another, and more important...Read More

Deep Dive into Financial Statements with a Quality of Earnings Analysis

Jason Pagan, CPA A Quality of Earnings (QoE) analysis is a deep dive into the financial statements to understand where the business generates value. The Quality of Earnings is not an audit but rather a detailed financial analysis, and the two are not mutually exclusive but complementary.  An...Read More

Gift Card Liabilities When Valuing a Business

Recently, a lender (who now has become a client) came to us looking for a second opinion on a valuation of a Massage Envy Franchise. Their appraiser came back with a negative value conclusion which centered around deferred gift card liabilities transferring with the sale. We took a step-by-step rev...Read More

GCF Business Valuation Celebrates Small Businesses

Earlier this month, our team celebrated National Small Business Week. This past year has been a turbulent time for business owners and the SBA lending community, and we are proud to be part of a resilient community.  Usually, National Small Business Week is hosted by the Small Business Asso...Read More

Business Assets: The lifeline you are looking for…

The COVID-19 pandemic has affected businesses globally in various ways -- both positively and negatively. For the businesses who were hit hardest, look no further than your tangible assets as a lifeline to ride out the storm from the pandemic. Todd Taylor, EECA, Valuation Analyst & J...Read More

Different Types of Business Valuations – and How to Get There

Business Valuation Process Varies By Need Darren Mize, ASA What’s driving the request for a business valuation? Different circumstances call for a more – or less – comprehensive business valuation. Your specific need will determine both the timeline for a final report and the...Read More

What Factors Determine the Value of a Business?

Understanding the Business Valuation Equation Steve Mize, ASA GCF was engaged to value a pharmacy and the lender quickly explained how “strong” the deal was even stating: "This is a slam dunk!" So, we began the due diligence process and immediately discovered: If there’s a...Read More

X Factors In the Business Valuation Formula

Professional Expertise, Insight, and Industry Experience Bring Crucial Context Darren Mize, ASA GCF was engaged to value a pharmacy and the lender quickly explained how “strong” the deal was even stating: "This is a slam dunk!" So, we began the due diligence process and immediately di...Read More

Is There a Preferred Approach to Valuing a Company For Sale?

Darren Mize, ASA Let's review the 3 approaches to value: Cost ApproachMarket ApproachIncome Approach The Cost Approach The Cost approach relies on the business's balance sheet. So, unless the company is heavily invested in assets this approach is rarely used. The Market Approach...Read More

“Add-Backs” and How They Impact Business Value

Steve Mize, ASA One of the most challenging aspects of valuing a small business is the use of Income Statement Adjustments, otherwise known as “add-backs”. For smaller businesses add-backs are common, but can they be verified? Add-Backs - The Questions We're Asking • Can the exp...Read More

The #1 question to ask when determining contract value in business valuation

Jason Pagan, ASA How is revenue being booked on contracts? The short answer: When accounting for contractual work, how revenue and expenses are booked on time-based projects (that span longer than 60 days) will have a direct reflection on cash flow and business value. Why is this con...Read More

Beware of the so-called “Slam Dunk” deal

Steve Mize, ASA GCF was engaged to value a pharmacy and the lender quickly explained how “strong” the deal was even stating: "This is a slam dunk!" So, we began the due diligence process and immediately discovered: Profit margins well above the industry average. Initial thoughts su...Read More