How U.S. Tariffs Are Shaping Business Valuation in 2025: A GCF Perspective
U.S. tariffs are creating uncertainty in 2025, affecting supply chains, revenue, margins, and overall business performance. At GCF Valuation, we specialize in providing accurate, real-time business valuations that account for the impact of tariffs.
Why Tariffs Matter for Business Valuations
- Disrupted Supply Chains: Tariffs affect industries reliant on imports, like automotive, tech, and retail.
- Revenue & Margin Changes: Businesses may face cost increases or demand shifts, impacting cash flow projections.
- Tailored Valuations: We use the Discounted Cash Flow (DCF)method to model future cash flows based on current performance, not just historical data.
Our Approach
- Evidence-Based Valuations: We review up-to-date financials to capture tariff-driven impacts.
- Scenario Modeling: We adjust projections based on industry-specific exposure to tariffs.
- Real-Time Data: Our process includes monthly or weekly financial reviews to ensure accuracy.
Why It Matters to SBA Lenders & M&A Advisors
Inaccurate valuations can lead to mispriced deals. At GCF, we help SBA lenders and business owners:
- Adjust valuations for tariff-induced market shifts
- Understand tariff impacts on business value
- Create realistic, defensible projections
Why This Matters to SBA Lenders, M&A Advisors, and Business Owners
Whether you’re financing a transaction, guiding a sale, or managing your own portfolio, understanding how macroeconomic variables like tariffs influence business value is critical. Applying outdated assumptions—or using static valuation models—can lead to mispriced deals, regulatory scrutiny, or unmet expectations.
At GCF, we help our clients:
– Understand how current tariffs affect specific industries and business models
– Develop realistic and defensible projections under multiple scenarios
– Respond quickly to new financial data and evolving risks
– Build trust with buyers, lenders, and stakeholders through transparency and rigor
Ready to Review Your Business Valuation?
If you’re in the middle of a transaction—or considering one—now is the time to review your valuation approach. Ask yourself:
– Are our projections based on up-to-date 2025 performance?
– Have we accounted for tariff-related cost increases or demand shifts?
– Are we tailoring our models to the actual exposure of the business?
If you’re unsure, we’re here to help.
📞 Schedule a call with Darren Mize, ASA, to review your specific case and get an evidence-based, strategic perspective on your business valuation.
About GCF Valuation
GCF Valuation is a leading provider of private business valuations for SBA lenders, M&A advisors, and small business owners. With a focus on real-world performance, scenario-based modeling, and valuation accuracy, we help clients make informed decisions in volatile times. We Keep Small Business Moving™
Keep Learning About Business Valuations
How to Navigate The Business Valuation Process Successfully
The Great Debate: Business Valuation With or Without Inventory
What Is Business Valuation? Why & When You Need One
Our Accreditations
Your GCF Business Valuation appraisal team has one or more of the following business valuation accreditations:
Accredited Senior Appraiser (ASA) – is recognized as having achieved the highest level of education, training, and report writing for business valuations. The ASA designation is the gold standard for a business valuation professional. (source: American Society of Appraisers)
Certified Business Appraiser (CBA) – a very prestigious credential in the eyes of all who are familiar with it as it earned the reputation of being a difficult credential to obtain. (source: National Association of Certified Valuators and Analysts®)
Certified Valuation Analyst (CVA)
Accredited in Business Valuation by the American Institute of CPAs (ABV by AICPA) – a credential granted exclusively by the AICPA to qualified valuation professionals who demonstrate expertise in valuation through knowledge, skill, experience, and adherence to professional standards. (source: American Institute of CPAs)
- Accredited in Business Valuation (ABV) – credential is granted exclusively by the AICPA to CPAs and qualified valuation professionals who demonstrate considerable expertise in valuation through their knowledge, skill, experience, and adherence to professional standards. (source: American Institute of CPAs)
- Certified Public Accountant (CPA)
Over 25 years of experience and expertise in business valuations and appraisals. An accredited appraiser receives extensive training, remains in good standing, and follows specific industry practices to determine the value of a business.
GCF’s Machinery and Equipment Appraisal Accreditations
Expert Equipment Certified Appraiser (EECA) – Our appraisers are recognized with a deep understanding of valuation principles and extensive experience by the Institute of Equipment Valuation.
- Certified Machinery and Equipment Appraiser (CMEA) – a CMEA professional has the expertise and certification to conduct a third-party machinery and equipment appraisal.